Terms and Conditions

1. Acceptance of Terms

By accessing or using the Nirvora Mullaton website, creating an account, or otherwise interacting with the Service, you confirm that you have read, understood, and agree to be bound by these Terms, together with any policies referenced herein, including our Privacy Policy. If you do not agree to these Terms, you must discontinue use of the Service immediately.

2. Description of the Service

Nirvora Mullaton provides AI-powered data analysis, informational tools, and risk-management resources intended to support independent professionals and investors in their own research and decision-making processes. The Service is informational and analytical in nature and does not constitute financial, investment, legal, or tax advice of any kind.

3. No Financial Advice

Nothing presented through the Service — including analysis, outputs, data summaries, or illustrative figures — should be interpreted as a recommendation, solicitation, or offer to buy, sell, or hold any financial instrument. Any decisions made based on information obtained through the Service are made at your own discretion and risk. You should seek independent professional advice before making any financial or investment decision.

4. Eligibility and Account Responsibilities

You must be legally capable of entering into a binding agreement to use the Service. You are responsible for maintaining the confidentiality of any account credentials and for all activity that occurs under your account. You agree to provide accurate information when registering and to notify us promptly of any unauthorized use of your account.

5. Acceptable Use

You agree not to misuse the Service, including but not limited to: attempting to gain unauthorized access to any part of the platform or related systems; reverse engineering, scraping, or copying proprietary content without permission; using the Service for unlawful purposes; or interfering with the normal operation of the Service in any way.

6. Intellectual Property

All content, software, design elements, trademarks, and materials made available through the Service are the property of Nirvora Mullaton or its licensors, unless otherwise stated. No part of the Service may be reproduced, distributed, or used for commercial purposes without prior written consent, except as expressly permitted for personal, non-commercial use of the Service.

7. Fees and Subscriptions

Where applicable, access to certain features of the Service may require payment of fees as described at the point of purchase. Fees, billing cycles, and cancellation terms will be communicated at the time of subscription and are subject to change with reasonable notice. You are responsible for any taxes associated with your use of paid features.

8. Disclaimer of Warranties

The Service is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. Nirvora Mullaton does not warrant that the Service will be uninterrupted, error-free, or free of harmful components.

9. Limitation of Liability

To the maximum extent permitted by applicable law, Nirvora Mullaton, its affiliates, officers, and employees shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or goodwill, arising out of or related to your use of or inability to use the Service, even if advised of the possibility of such damages.

10. Indemnification

You agree to indemnify and hold harmless Nirvora Mullaton and its affiliates from any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of or in any way connected with your use of the Service or your violation of these Terms.

11. Third-Party Links and Services

The Service may contain links to third-party websites or integrate with third-party tools. Nirvora Mullaton does not control and is not responsible for the content, policies, or practices of any third party. Your use of any third-party service is governed by that party's own terms and policies.

12. Modifications to the Service and Terms

Nirvora Mullaton reserves the right to modify, suspend, or discontinue any aspect of the Service at any time without prior notice. We may also revise these Terms periodically. Continued use of the Service after changes take effect constitutes acceptance of the revised Terms. We encourage you to review this page periodically.

13. Termination

We reserve the right to suspend or terminate access to the Service, with or without notice, for conduct that we believe violates these Terms or is otherwise harmful to other users, third parties, or Nirvora Mullaton. You may discontinue use of the Service at any time.

14. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Nirvora Mullaton operates, without regard to conflict of law principles. Any disputes arising under these Terms should first be addressed through good-faith discussion between the parties.

15. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will remain in full force and effect.

16. Contact

If you have questions regarding these Terms, please reach out via the contact details provided on our Contact page.

This document is a general template and does not constitute legal advice. Nirvora Mullaton recommends consulting a qualified legal professional to ensure these Terms comply with applicable laws before use.